Airbnb’s Pay Later feature has revolutionised the way travellers plan their stays. This flexible payment option allows guests in the United States to reserve a property now and pay later—without any upfront payment at the time of booking. Designed to make travel planning more convenient, this feature ensures you can secure your dream stay without financial stress. We explain everything you need to know about using Airbnb’s Pay Later option: eligibility, step-by-step booking instructions, payment deadlines, and insider tips to maximise your benefits.
What is Airbnb Pay Later?
Airbnb Pay Later is a flexible booking payment method that lets guests book a stay without paying immediately. Instead, payment is scheduled for a future date, typically before the free cancellation period ends.
Unlike Airbnb’s Pay Part Now, Pay Later option—where you pay a portion upfront—this method requires zero payment when booking. However, charges such as travel insurance, climate contributions, and add-ons must still be paid upfront.
Eligibility for Airbnb Pay Later
Not all reservations qualify for Pay Later. To use this option, your booking must meet the following criteria:
- Location: Available only for stays within the United States.
- Cancellation Policy: Applicable for listings with moderate or flexible cancellation policies.
- Booking Platform: Booking must be via Airbnb’s official website or mobile app.
- Host Participation: The host must allow Pay Later payments.
- Payment Method: Valid credit card, debit card, or payment partner like Klarna must be linked to your Airbnb account.
Step-by-Step Guide to Using Airbnb Pay Later
Step 1: Search for Eligible Listings
When browsing Airbnb, apply filters for location and cancellation policies. Choose moderate or flexible cancellation to increase your chances of finding Pay Later-eligible listings.
Step 2: Select Your Stay
Choose the property you want and review its house rules, amenities, and cancellation policy. Ensure it supports the Pay Later option—Airbnb usually displays this at checkout.
Step 3: Choose Payment Option
At the payment stage, select Pay Later instead of paying in full or partially. Airbnb will display the exact due date for your payment.
Step 4: Confirm Booking
Once you confirm, your booking will be secured without any upfront payment. You will receive an email confirmation with payment details.
Step 5: Make Payment Before the Due Date
Airbnb requires payment before the end of the free cancellation period. If you miss the deadline, your booking may be cancelled, and the property could be re-listed.
Payment Deadlines for Airbnb Pay Later
- Flexible Policy: Usually requires payment a few days before check-in.
- Moderate Policy: Payment is typically due 5–14 days before check-in.
- Exact Date: Airbnb displays this clearly at checkout and in your booking confirmation.
Benefits of Airbnb Pay Later
- No Upfront Cost: Secure your booking without immediate financial commitment.
- Budget Flexibility: You can plan your trip without draining funds immediately.
- Booking Security: Lock in your preferred property early, especially during peak seasons.
- Time to Decide: Offers extra time to finalise travel plans before committing payment.
Airbnb Pay Later vs. Pay Part Now
Using Klarna with Airbnb Pay Later
Airbnb partners with Klarna to offer buy now, pay later financing. This allows you to:
- Split payments into instalments.
- Pay over time without interest (subject to Klarna’s terms).
- Enjoy more financial control when booking longer stays or luxury properties.
Important Things to Remember
- Travel Insurance: Always paid upfront.
- Cancellation Impact: You may still owe payment if you cancel after the free cancellation period.
- Add-ons & Fees: Climate contributions and optional extras are charged immediately.
- Host Policies: Some hosts may restrict Pay Later options for specific dates or events.
Pro Tips to Maximise Airbnb Pay Later
- Book Early for Popular Dates – Secure peak season properties without paying upfront.
- Track Payment Deadlines – Set reminders to avoid booking cancellations.
- Combine with Cashback Offers – Use credit cards with travel rewards for extra savings.
- Check for Price Drops – Consider rebooking if prices drop before payment.
- Pair with Klarna Instalments – Break your final bill into smaller, more manageable payments.
Frequently Asked Questions (FAQs)
1. Can I use Pay Later for international bookings?
No, Pay Later is currently available only for US stays.
2. Will my host know I used Pay Later?
Yes, the host is informed that payment will be collected later, but your booking is still secure.
3. Can I change my payment method after booking?
You can update your payment method in your Airbnb account settings before the due date.
4. What happens if I don’t pay by the deadline?
Your booking may be cancelled, and you could lose your reservation.
5. Can I still get a refund if I cancel?
Refund eligibility depends on the host’s cancellation policy and when you cancel.
Wrap Up
The Airbnb Pay Later option is excellent for travellers who want to secure a booking without paying up front. By understanding the eligibility rules, payment timelines, and best practices, you can take full advantage of this feature and enjoy stress-free travel planning.

Selva Ganesh is the Chief Editor of this blog. A Computer Science Engineer by qualification, he is an experienced Android Developer and a professional blogger with over 10 years of industry expertise. He has completed multiple courses under the Google News Initiative, further strengthening his skills in digital journalism and content accuracy. Selva also runs Android Infotech, a widely recognized platform known for providing in-depth, solution-oriented articles that help users around the globe resolve their Android-related issues.
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